Apr 16, 2014 | Blog, News
Heartbleed is serious. What is it? The Heartbleed Bug is a vulnerability in the popular OpenSSL cryptographic software library. It allows stealing the information protected, under normal conditions, by the SSL/TLS encryption used to secure the Internet. SSL/TLS...
Apr 12, 2014 | Blog, News, Tax Planning
Tax Planning to Avoid ATRA-phy The American Taxpayer Relief Act. Brought to you by the same people who ushered in Super PACs guised as “campaign finance reform” and unleashed the Orwellian flood by calling it “The Patriot Act”. The relief is comes in the form of 20%...
Feb 12, 2014 | 401k, Blog, Fiduciary, News, Retirement Planning, Wall Street Greed
For these well-known financial companies, their proprietary funds really mean “Cooking so good, we sell it to clients, but not eat it ourselves! Irony is good food almost anywhere you find it, unless of course, you’re forced to eat your own. After Ameriprise Financial...
Dec 17, 2013 | Asset Allocation & Diversification, Blog, Bonds, Investments, News, Stocks, Uncategorized
Are you part of the walking dead? Did you make that mistake this year and hold a diversified portfolio? Before you go running to the “All You Can Eat S&P” buffet, take two minutes and read about it. Asset allocation is the process of diversifying...
Dec 7, 2013 | Blog, Estate Planning, Insurance, Life Insurance, News
I’ve reviewed over two dozen life insurance policies this year. Aside from the big problems I currently see in cash value policies, beneficiary designation is important because a mistake can be costly. Perhaps because so much thought, energy, time and money is spent...
Nov 19, 2013 | 401k, Blog, IRA, News, Retirement Planning, Self-Employed, Tax Planning
Don’t Forget Your Contributions If you turned 50 this year you are entitled to a catch up contribution of $5,500 for your 401(k). It is not too late to catch up for 2013. Also, anyone with compensation can contribute to an IRA. It’s the deductibility of the IRA...